Small Business Lending in the United States

Small Business Lending in the United States, published by the SBA’s Office of Advocacy annually since 1994, looks at small business lending locally and nationally using two types of data supplied by depository institutions to their respective regulating agencies—Call Reports and Community Reinvestment Act (CRA) reports. The annual banking study includes cooperative banks in addition to existing depository institutions and gives a brief review on the institution lending patterns. The rankings and performance of these lenders are summarized and organized by state/territory, loan size, number of loans, and asset size of the institution. The Small Business Lending tables use the call report data to rank all lenders by state.